Terms of Service

Effective Date: 12-08-2025

Welcome to Kagdi Patel Business (“Company”, “we”, “our”, or “us”). These Terms of Service (“Terms”) govern your use of our website https://kagdipatelbusiness.com (the “Site”) and the services we offer (the “Services”).

By accessing or using our Site or Services, you agree to be bound by these Terms and by all applicable laws and regulations of the United Arab Emirates (UAE). If you do not agree, you must stop using our Site immediately.

1. Eligibility

You must be at least 18 years old or have the consent of a legal guardian to use our Site and Services. By using our Site, you confirm that you have the legal capacity to enter into binding agreements under UAE law.

2. Compliance with UAE Laws

You agree to comply with all applicable UAE laws, including but not limited to:

  • UAE Federal Law No. 5 of 2012 (Cybercrime Law) – No illegal online activity, hacking, or prohibited content.
  • UAE Consumer Protection Law (Federal Law No. 15 of 2020) – Honest representation of transactions.
  • E-Commerce & Digital Transactions Law – For online sales and contracts.

3. Changes to Terms

We may update these Terms at any time without prior notice. The updated Terms will be posted on this page, and your continued use of the Site means you accept the changes.

4. Services Offered

Kagdi Patel Business provides [insert specific services, e.g., “business consultancy, training, digital marketing, and advisory services”]. We may add, modify, or discontinue any service without prior notice.

5. Account Responsibilities

If you create an account:

  • You are responsible for keeping your login credentials secure.
  • You must not share your account with others without authorization.
  • You must notify us immediately if you suspect unauthorized use.

6. Prohibited Activities

You must not:

  • Post or transmit unlawful, defamatory, or harmful content.
  • Use the Site for fraudulent or misleading purposes.
  • Violate UAE cybercrime laws by spreading misinformation, gambling, promoting prohibited goods, or engaging in hate speech.
  • Attempt to gain unauthorized access to our systems.

7. Intellectual Property Rights

All content, trademarks, logos, and designs on this Site are the property of Kagdi Patel Business or its licensors. You may not reproduce, copy, or distribute any material without our written permission.

8. Payment & Refunds

[If applicable] All payments for our Services must be made as per the terms displayed during purchase. Refunds will be processed in line with UAE Consumer Protection Law and will be issued only when legally required or stated in our Refund Policy.

9. Limitation of Liability

To the extent permitted by UAE law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or Services.

10. Indemnity

You agree to indemnify and hold harmless Kagdi Patel Business, its directors, employees, and affiliates from any claims, damages, or expenses resulting from your breach of these Terms or applicable UAE laws.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of the United Arab Emirates. Any dispute shall be subject to the exclusive jurisdiction of the Dubai Courts (unless otherwise agreed in writing).

12. Contact Us

If you have any questions about these Terms, please contact us:
📧 info@kagdipatelbusiness.com
📞 +971 54 219 5712
🏢 Dubai, United Arab Emirates